Need life insurance only or both life insurance and income protection?

Get a 5% discount on Ezicover Income Protection insurance if you purchase it with Ezicover Life Insurance.

Get life insurance and income protection Get life insurance only Get income protection only

Get your first month cover free plus a complimentary legal Will from Willed on Ezicover Life Insurance and Income Protection. Offer available for a limited time*

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Protect what matters most with Zurich

 

Get started with a life insurance or income protection quote today

Get your first month cover free plus a complimentary legal Will from Willed on Ezicover Life Insurance and Income Protection. Offer available for a limited time*

Choose the product that suits your needs​

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Help care for the people who depend on you – even if you’re not around with..

Ezicover Life Insurance

Ezicover Life Insurance could help you protect and provide for loved ones who depend on you, with a lump sum payment if you die or become terminally ill.  

Learn more about Ezicover Life Insurance

Get an online quote

Help protect your ability to earn a living if things go wrong with..

Ezicover Income Protection

Ezicover Income Protection provides you a monthly payment for up to 5 years if you’re unable to work due to a sickness or injury.

Learn more about Ezicover Income Protection

Get an online quote
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Buying a home is hard. Make sure you get protected...

Zurich Home Loan Protection

Zurich Home Loan Protection can help you cover mortgage payments if you can’t work temporarily because of illness, injury or involuntary unemployment.

Learn more about Home Loan Protection

Find out more

Life cover and income protection offer financial security in different ways. Understanding their benefits helps you decide if you need one or both.

  1. Life Cover Insurance: Pays a lump sum to your loved ones if you pass away or are diagnosed with a terminal illness. It can cover debts, living costs, and education. Premiums depend on your age, lifestyle, job, and cover amount.
  2. Income Protection Insurance: Replaces up to 70% of your income if you can’t work due to illness or injury, helping cover everyday expenses—even for non-work-related conditions.
  3. Why Consider Both? Together, these policies provide broader protection—especially during major life changes like marriage or starting a family. Consider your financial responsibilities and how each policy could support your loved ones if times get tough.
  4. Anton’s Story: Anton, a 45-year-old engineer, had both covers. After an accident left him unable to work for 18 months, income protection paid 70% of his salary, keeping his family secure.

❯ Learn more

Life and Income Protection Illustration 

Get more out of your life and income insurance

  • Exclusive rewards program 
    Get access to Zurich's Loving Life rewards program, with lifestyle and entertainment offers from the team behind the Entertainment™ Book.
  • Complimentary legal Will from Willed
    Write a Will online in as little as 15 minutes and get peace of mind for you and your loved ones. Offer available for a limited time only.*
  • Access to My Zurich 
    My Zurich, our customer portal, makes it simple for you to manage your policy on the go, on any device, at any time.


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Want to talk to us?

Call 1800 394 268 to get a quote and apply, or existing customers call our Customer Care team on 1800 025 015

Call 1800 394 268
direct

Zurich Ezicover. You’ve got this.

At Zurich, we believe it should be easy to take care of your loved ones and your financial security. That’s why we’ve created Ezicover – it’s DIY insurance for people who want to take their future into their own hands. 

With Ezicover, you’ll enjoy insurance options that are easy to understand, easy to apply for and easy to claim – giving you peace of mind throughout the whole insurance journey.

Couple in front of a house

Stress less about your mortgage with Zurich Home Loan Protection.

Learn more
*This offer is available to anyone who purchases or already has Ezicover Life Insurance or Income Protection between 1 January 2025 - 31 December 2025.

This offer must be applied for by 28 February 2026. 

The offer consists of a complimentary will (RRP value AU$159.00), provided by Willed Pty Ltd ABN 20 638 925 032 (“Willed”) of Gardenvale Road, Gardenvale, VIC, 3185, through their technology platform that allows the creation of estate planning solutions using its forms and other information, where a customer holds (as policyholder) an Ezicover policy for a 12 month period. Click here to view Willed terms and conditions.

The Zurich Loving Life App and the underlying offers and discounts are provided for Zurich by Entertainment Publications of Australia Pty Ltd, ABN 85 065 011 903 of 53-55 Herbert Street, Artarmon NSW 2064 (‘Entertainment’). Click here to view Loving Life terms and conditions. 

The promoter of the free online legal Will and Zurich Loving Life is Zurich Australia Limited, ABN 92 000 010 195 (‘Zurich’) of 118 Mount Street, North Sydney, NSW 2060.

Zurich makes no warranty and accepts no liability in relation to the quality, suitability or value of the free online Will offers or Zurich Loving Life offers. Customers should make their own enquiries.

By participating in these offers, you agree that you have read and understood their Terms and Conditions and agree to be bound by them. Zurich and its partners collect, use and disclose your personal information in accordance with their privacy policy. Click here to view Zurich’s privacy policy.