• We waive your first month’s premium so in the first year of your policy, you only pay for 11 months of cover. You can use this time to review your policy and make sure that Ezicover meets your needs.
• Your needs change throughout your life, and so can your cover. You can increase or decrease your cover amount at any time to suit your needs. Minimum cover is $50,000 and maximum cover is $1,500,00 depending on your age.
• Applying for Ezicover is easy. And if you can’t complete your application in one sitting, we save it for you, and you can pick up where you left off. 
• If you and your partner want to apply, we’ve made the application easy for both of you to apply at the same time. You will also be eligible for a 10% discount on one of the policies.
• We will not ask you for any medical tests before, or after your application. Ezicover is simply underwritten, which means we ask you the right questions throughout the process, so you have certainty around what you are covered and what may be excluded. 

If you’re a young person with a family, you should consider how your loved ones will manage financially if you pass away or become terminally ill. If you have any debt, just purchased your first home, have any children or want to look after your family, it can be important to have life insurance in place so that they are cared for if you were to die.

By not taking out life insurance until later in life, you risk a deterioration in your general health or developing a medical condition that may mean you become ineligible for cover, have an exclusion applied to your policy or have to pay a higher premium rate. You need to balance this against paying premiums for a longer period of time.

Ezicover Life Insurancecan help provide financial protection for any dependants you have if you’re a self-employed person and you pass away, or become terminally ill and can no longer work. Your family could also use your life insurance payout to pay any business loans or other costs of your business if you were to pass away.

If you’re self-employed and you don’t have superannuation, or you do not have life insurance cover with your superannuation fund, life insurance may be important for you to consider.

Ezicover Life Insurance is designed for people with financial dependants or loved ones, who have or expect to have outstanding financial commitments (such as a mortgage, school fees, medical expenses and living expenses) that will not be satisfied or able to be paid in the event of their death or terminal illness.

If you’re single and you have debts or you have loved ones you would like to look after, having life insurance can help take care of them financially or cover your debts if you pass away. Ezicover Life insurance can also provide you with a lump sum payment if you are diagnosed with a terminal illness.

Ezicover Life Insurance is offered individually. However, if you and your partner apply at the same time and we accept both applications, the second policy is eligible to a 10% discount.

You can apply online, or over the phone.