What is Home Loan Protection and how does it work?
Home Loan ProtectionArticle1 September 2025
Zurich Home Loan Protection is a type of life insurance that can blend the benefits of life insurance and income protection aligned to your home loan.
It can help you cover your home loan payments if something unexpected happens to you, particularly in the event of involuntary unemployment (such as redundancy) or being unable to work temporarily due to illness or injury.
It can also pay out the insured balance of your home loan up to $1 million if you pass away or you’re diagnosed with a terminal illness. It pays money to you or a policyholder linked to the loan or your estate will receive a lump sum (for death or terminal illness) or monthly benefit (for illness, injury or involuntary unemployment). Plus, your cover amount and premiums may decrease as you pay off your home loan.
Stress less about your mortgage
With Zurich home loan protection, you can stress less about your home loan should something unexpected happen to you. Get a quote now
Zurich Home Loan Protection is issued by Zurich Australia Limited ABN 92 000 010 195 AFSL 232510 (Zurich). This information does not take into account your personal objectives, financial situation or needs. You should consider these factors and the appropriateness of the information to you. Consider seeking advice specific to your individual circumstances from an appropriate professional. You should also consider the Product Disclosure Statement (PDS) available at www.zurich.com.au in deciding whether to acquire or to continue to hold the product. Furthermore, this product has been designed to meet certain objectives, financial situations and needs, which are described in its Target Market Determination available on our website. More info.
