Need life insurance only or both life insurance and income protection?

Get a 5% discount on Ezicover Income Protection insurance if you purchase it with Ezicover Life Insurance.

Get life insurance and income protection Get life insurance only Get income protection only

Stella Insurance customers get a 12 month subscription to Anya’s female health app when you take out Ezicover Life Insurance, Ezicover Income Protection, or Zurich Home Loan Protection. Your wellbeing, supported every step of the way. Terms and Conditions apply*

Woman and kid infront of a house

Protect what matters most with Zurich

 

Get started with a life insurance or income protection quote today

Stella Insurance customers get a 12-month subscription to Anya’s female health app when you take out an Ezicover Life Insurance, Ezicover Income Protection or Zurich Home Loan Protection policy. Terms and Conditions apply*

Choose the product that suits your needs​

woman and toddler outdoors looking at nature

Help care for the people who depend on you – even if you’re not around with..

Ezicover Life Insurance

Ezicover Life Insurance could help you protect and provide for loved ones who depend on you, with a lump sum payment if you die or become terminally ill.  

Learn more about Ezicover Life Insurance

Get an online quote
woman in a yellow jumper standing outdoors holding a camera

Help protect your ability to earn a living if things go wrong with..

Ezicover Income Protection

Ezicover Income Protection provides you a monthly payment for up to 5 years if you’re unable to work due to a sickness or injury.

Learn more about Ezicover Income Protection

Get an online quote
Couple in front of a house

Buying a home is hard. Make sure you get protected...

Zurich Home Loan Protection

Zurich Home Loan Protection can help you cover mortgage payments if you can’t work temporarily because of illness, injury or involuntary unemployment.

Learn more about Home Loan Protection

Find out more

Life cover and income protection offer financial security in different ways. Understanding their benefits helps you decide if you need one or both.

  1. Life Cover Insurance: Pays a lump sum to your loved ones if you pass away or are diagnosed with a terminal illness. It can cover debts, living costs, and education. Premiums depend on your age, lifestyle, job, and cover amount.
  2. Income Protection Insurance: Replaces up to 70% of your income if you can’t work due to illness or injury, helping cover everyday expenses—even for non-work-related conditions.
  3. Why Consider Both? Together, these policies provide broader protection—especially during major life changes like marriage or starting a family. Consider your financial responsibilities and how each policy could support your loved ones if times get tough.
  4. Anton’s Story: Anton, a 45-year-old engineer, had both covers. After an accident left him unable to work for 18 months, income protection paid 70% of his salary, keeping his family secure.

❯ Learn more

Life and Income Protection Illustration 

Get more out of your life and income insurance

  • Exclusive rewards program 
    Get access to Zurich's Loving Life rewards program, with lifestyle and entertainment offers from the team behind the Entertainment™ Book.
  • Stella Insurance customers enjoy a complimentary 12-month subscription to Anya’s female health app - designed to support fertility, pregnancy, parenting and menopause, when you take out an Ezicover Life Insurance, Ezicover Income Protection or Zurich Home Loan Protection policy. Terms and Conditions apply*.
    Download the app and access expert guidance, personalised care plans, and 24/7 support.
  • Access to My Zurich 
    My Zurich, our customer portal, makes it simple for you to manage your policy on the go, on any device, at any time.

 

Father and Daughter using a laptop

Want to talk to us?

Call 1800 022 114 to get a quote and apply, or existing customers call our Customer Care team on 1800 025 015

Call 1800 022 114
direct

Zurich Ezicover. You’ve got this.

At Zurich, we believe it should be easy to take care of your loved ones and your financial security. That’s why we’ve created Ezicover – it’s DIY insurance for people who want to take their future into their own hands. 

With Ezicover, you’ll enjoy insurance options that are easy to understand, easy to apply for and easy to claim – giving you peace of mind throughout the whole insurance journey.

Couple in front of a house

Stress less about your mortgage with Zurich Home Loan Protection.

Learn more

*Terms and Conditions:

The promoter of this offer is Zurich Australia Limited, ABN 92 000 010 195 (‘Zurich’) of 118 Mount Street, North Sydney, NSW 2060. The following Terms and Conditions apply to this offer:

  1. The offer consists of a complimentary 12-month subscription to Anya, provided by LatchAid Ltd, company number 11485792 (“Anya”) at Bowood Cottage, Windmill Road, Kemble, Cirencester, GL76AL, United Kingdom, when Stella Insurance customer holds (as policyholder) an Ezicover Life Insurance, Ezicover Income Protection or Zurich Home Loan Protection policy for a 12 month period. Anya is a digital health app designed to support women through different life stages.
  2. This offer is available to Stella customers who purchase an Ezicover Life Insurance, Ezicover Income Protection or Zurich Home Loan Protection between 2 February 2026 – 31 December 2026 and redeems the offer within 12 months of the policy start date. The offer must be redeemed while the relevant policy remains in force.
  3. Additional charges may apply for services provided in addition to those described as included or beyond the initial 12 months subscription and will be billed directly by Anya. Anya reserves the right to cancel your subscription and any other related subscription if you do not agree to the relevant charges.
  4. If you redeem this offer, you agree that your subscription (including any associated subscription accessed by partners or family) to Anya may be terminated if you cancel or do not hold your relevant policy for a 12-month period.
  5. The offer is not redeemable for cash and may not be replaced after expiry. The promoter reserves the right to withdraw, cancel, suspect all or any part of this offer at any time, subject to applicable laws.
  6. Zurich does not warrant or accept liability in relation to the quality, or suitability of the Anya application, except to the extent liability cannot be excluded by law. Customers should make their own enquiries
  7. By choosing to accept this offer, if you use the application, customers agree that they have read and understood Anya’s Terms and Conditions available here and agree to be bound by them.
  8. You consent to Zurich and its partners and contractors collecting, using and disclosing your personal information relating to this offer in accordance with the Zurich’s Privacy Policy.

The Zurich Loving Life App and the underlying offers and discounts are provided for Zurich by Entertainment Publications of Australia Pty Ltd, ABN 85 065 011 903 of 53-55 Herbert Street, Artarmon NSW 2064 (‘Entertainment’). Click here to view Loving Life terms and conditions. 

The promoter of Zurich Loving Life is Zurich Australia Limited, ABN 92 000 010 195 (‘Zurich’) of 118 Mount Street, North Sydney, NSW 2060.

Zurich makes no warranty and accepts no liability in relation to the quality, suitability or value of the Zurich Loving Life offers. Customers should make their own enquiries.

By participating in these offers, you agree that you have read and understood their Terms and Conditions and agree to be bound by them. Zurich and its partners collect, use and disclose your personal information in accordance with their privacy policy. Click here to view Zurich’s privacy policy.