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Wills Q and A

Wills | Article | 24 Feb 2023 |

We answer a few common questions about making an online Will. 

Most people know that a Will is an important document that gives instructions about what to do with your assets after you die. But how do you go about creating one? And who makes sure your requests are followed? We’ve put together this Q&A to answer your questions about how Wills work.

Why have we done this? Because our Ezicover customers are able to create an online Will with trusted online drafting platform Willed, at no cost until 30 June this year.*

Who can create a Will?

Every person aged over 18 in Australia can create a legal Will online through the willed.com.au platform. There are no other requirements beyond being of a legal age.

Is an online Will legally valid?

Yes, a Will created through willed.com.au is a legally valid document once it has been witnessed. willed.com.au has worked with a team of lawyers to make sure that each Will built using this platform is valid and enforceable.

What's the right time to make a Will?

As soon as you have assets, dependants, or beneficiaries, you should make a Will. Every adult should write a Will to ensure that what matters most to them is looked after – and this includes the wellbeing of those left behind. Even if you’re just starting out in your working career, even if you’re in your 20s or 30s, having a written Will is an important step to safeguarding your assets and loved ones.

What happens if I die without a Will?

In Australia, if you pass away without a Will it’s called ‘dying intestate’. The state will decide where your assets go and how things are divided based on close personal and legal relationships. In rare cases, your assets may go to the state itself if the state is unable to find legal relatives who would be the beneficiaries of your estate. 

Can my pet be a beneficiary of my Will?

Unfortunately not (in Australia). Your pets are considered assets and should be left to a beneficiary who will look after them. Having a pet is a great reason to set up a Will, because you ensure that your pet will go to someone who’ll love it as much as you do. 

Can my Will be contested?

Yes. There are mechanisms, rules and regulations in each state and territory of Australia that govern the process. However, this doesn’t mean your Will has no value. A well-written Will, that you have taken the time to work on, discuss with your relatives (or other beneficiaries), and finalise, may not be contested at all. Or, if it is, it stands a better chance of the law finding in favour of the Will as written. 

A Will is a legal document that states your wishes. So long as it meets the necessary standards, you can have confidence in it.

Create your Will for free with Ezicover and Willed

Making your own Will is complimentary (not $159) for our Ezicover customers until 30 June this year. Complete your complimentary Will with trusted online drafting platform Willed and protect yourself and your loved ones if life goes off script.

The process should take only about 15 minutes from start to finish.

If you still have questions for us, we’re always happy to help. If you’re an active Ezicover customer and would like access to your complimentary Will, please call us on 1800 394 268. 

*The promoter of this offer is Zurich Australia Limited, ABN 92 000 010 195 of 118 Mount Street, North Sydney, NSW 2060 (‘Zurich’). The following Terms and Conditions apply to this offer:

1.   This offer is available to anyone who purchases or already has Ezicover Life Insurance or Income Protection between 1 January 2023 – 31 May 2023. This offer must be applied for by 30 June 2023.

2.   The offer consists of a complimentary Will (RRP value AU$159.00), provided by Willed Pty Ltd (‘Willed’) of Gardenvale Road, Gardenvale, VIC, 3185 ABN 20 638 925 032, through their technology platform that allows the creation of estate planning solutions using its forms and other information, where a customer holds (as policyholder) an Ezicover policy for a 12-month period.

3.   There is a limit of one unique code per policyowner which can be redeemed for one Will as described on the Willed website https://www.willed.com.au/how-it-works/. Additional charges may apply for services in addition to those described as included.

4.   This offer is not redeemable for cash and may not be replaced after expiry. The promoter reserves the right to withdraw, cancel, suspend all or any part of this offer at any time.

5.   If a unique code has been used to obtain a Will under this offer, you agree that the recommended retail price (RRP) of the Will becomes payable by you (which you agree may be deducted from the account you provide when using the service) if you cancel or do not hold your Ezicover policy for a 12-month period.

6.   Zurich does not warrant or accept liability in relation to the quality or suitability of the Will provided by Willed, except to the extent liability cannot be excluded by law.

7.   You consent to Zurich and its partners and contractors collecting, using and disclosing your personal information relating to this offer in accordance with the Zurich’s Privacy Policy.

8.   If you use this service to obtain a Will, you agree that you have read and understood Willed’s Terms and Conditions https://www.willed.com.au/terms-and-conditions/ and agree to be bound by them.

The information on this Site does not take into account your objectives, financial situations or needs. Always consider its appropriateness and the applicable PDS, policy wording and Financial Services Guide. Target market determinations are available on our website. More info.

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